Insurance coverage issues can be confusing. When there is potentially more than one insurance company involved, things sometimes can become mind-boggling. Last week, I met with a delivery driver who was injured in a motor vehicle accident while working. He said someone told him that his employers’ workers’ compensation carrier should be paying for his accident-related medical bills. Then he said his employers’ workers’ compensation carrier told him that his personal auto insurance carrier is responsible for paying his medical bills.
In Pennsylvania, if you are injured while working and you are an employee, your employers’ workers’ compensation carrier is responsible to pay your accident-related medical bills. However, sometimes a dispute arises as to whether a worker is an employee or an independent contractor. If the worker is an independent contractor, his personal auto insurance carrier would be responsible for paying his medical bills upto his policy’s limits. Once those limits become exhausted, the worker would then need to submit his medical bills to his private health insurance carrier for payment.
Dougherty, Leventhal & Price, L.L.P. (DLP) represents seriously injured and catastrophically injured victims of auto accidents, bus accidents, SUV accidents, motorcycle accidents, truck accidents, bicycle accidents, pedestrian accident and tractor trailer accidents (including work accidents) throughout Northeastern Pennsylvania, including the Counties of Lackawanna, Luzerne, Monroe, Pike, Wayne, Wyoming, Sullivan, Montour, Lycoming, Schuylkill, Tioga, Bradford, Susquehanna, Northampton, Carbon and Columbia. These accidents often occur on the interstate corridors and state highways that run through Northeastern Pennsylvania, including I-81, I-80, I-380, I-84, I-180, SR 61, the Casey Highway, the I-80 Corridor and the Northeast Extension of the Pennsylvania Turnpike. Some of the representative municipalities in Northeastern Pennsylvania where these accidents occur include Scranton, Wilkes-Barre, Honesdale, Hazleton, Moosic, Dunmore, Old Forge, Williamsport, Tunkhannock, Towanda, Stroudsburg, Bethleham, Berwick, Bloomsburg, Pottsville, Kingston, Milford, Mansfield and Wellsboro. We at DLP represent serious and catastrophically injured victims of truck accidents, tractor trailer accidents, bus accidents, motorcycle accidents, automobile accidents and SUV accidents to get them the money and justice they deserve to compensate them for their injuries and damages. If you are involved in an accident anywhere in Northeastern Pennsylvania, call an attorney at DLP as soon as possible after the accident for a free, no-obligation consultation.
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About The Author
E-mail: John Finnerty